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Rock Your Retirement Show

Are you retired or about to retire? Retirement isn't just about money. In our show we talk about the other things that will impact you such as: Social and Family Adventure and Travel Volunteer and Philanthropy Spiritual/soul Sex in retirement (I usually have therapists discuss this topic) Helping your parents/sandwich generation issues Baby Boomers are often helping both their children and their parents at the same time. Our goal is to help you have a great retirement, regardless of the amount of money you've saved. We want you to Rock Your Retirement!
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Sep 16, 2019

This is Angie, the Rock Your Retirement producer. Kathe has been featured in other podcasts over the years. This episode takes you back to 2017, where Kathe appeared on the Retire Hoppy Podcast. We hope you enjoy it.

And while you're enjoying our podcast, can you do us a quick favor? Join the Retirement Community and Rock Your Retirement at http://www.rockyourretirement.com/group.

One challenge of early retirement is finding affordable health insurance. Enter Health shares a more cost effective option for some. On this episode, I joined Roy Weinberg and Ted Carr of Retire Hoppy to break down what a health share is. Also, who might be interested and what a health share is not.

 

Sep 9, 2019

This is the last episode of this 4-part series podcast, and today we will talk about the Unretirement. You won't find this word inside a dictionary, but the question is why should you a retiree who have worked for many years, consider to unretire yourself? In the first episode of this series, we talked about why it is important to Rightsize Our Homes. The second part talked about the value of owning a second home, while in the last episode we have dwell into why it is the right time to feel contentment in life as we approach our golden years.

These days, many workers who have retired are coming back into the fold. Your life doesn't end at 65 years of age, That is why older workers unretire because many of us derive work as our sense of purpose. People are living longer and because of that they are healthy enough to take on another job that can give them a sense of fulfillment in their career.

 

 

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Sep 2, 2019

As we approach our golden years, it is a great time that we feel that contentment with life. No more worries, no more insecurities, and no more busy schedules in life. What you need to have is that freedom to do all the things you ought to do. The article, The Secret to Aging Well? Contentment dwell into the subject that in order for us to age gracefully, we need to have that contentment with life.

Positive Aging

We have always been on the lookout for information and ideas about positive aging. We have so much to learn from the people who have gone before us and are ahead of us and this article is a perfect example of it. There are plenty of messages from the media and the world that as you get older, you lose things and have to be taken care of. Kathy believes that there is still a lot of positive information out there, but it requires a little shift in mindset. We change, we are different as we age, so why not find out what that is, what that means and make the best of it.

 

 

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Aug 26, 2019

The value of owning a second home can be very rewarding, fun, and tempting. You can buy it in your own city or that vacation spot you are longing for. It can also be a bad idea to purchase a new home. Today's episode talk about Tom Sightings article on Do You Really Want to Own a Second Home? and it details the pros and cons of owning a second home could become a drain on your retirement finances.

The Need for a Second Home?

Kathy lives in the Palm Springs area of Southern California, which is also a dessert but not as humid as South Carolina where I live and the weather in Palm Springs is about 115 degrees. But instead of being there experiencing that heat, she’d stay on a mountain cabin that she and her husband rents every summer for a month. They’ve been doing it for 23 years. That is why they always get the question of why don’t you buy a second home because you go there every summer for a month? People don’t realize the downsides or the cons of buying another house to live in.

 

 

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Aug 19, 2019

Rightsizing or Downsizing?

The size of our house is critically important when you are rightsizing. The reason Kathy called it rightsizing rather than downsizing is that she thinks it’s all very individual. What’s right for you might not be right for me. Also, rightsizing isn’t a sacrifice; instead of a downgrade, it’s an upgrade. The article, Think you need a 2000 sq ft house to be comfortable? Think again! talk about the benefits of rightsizing for you and your family.

 

 

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Aug 12, 2019

If you listened to the previous episode in this series, you’ll remember that retirement is a new idea. The first episode of the series discussed that. The second episode discussed that so many baby boomers aren’t really planning on retiring until they are physically unable to work. Then, the third episode talks about maybe we don’t ever want to retire. Today’s episode discussed why you might want to hire some of the people who don’t even want to retire and have better skills.

The article, How hiring the over-50s is the key to beating the skills crunch, talks about the shortage of people with better skills and hiring the older worker will help.

 

 

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Aug 5, 2019

Why is it so Difficult to Break Through Retirement?

The concept of retirement cannot be achieved in today's world without having the appropriate planning and funds in motion well before you reach retirement age. One of the problems is we’re stuck in a rut. It works for our parents it worked for our grandparents. But when you look at the whole picture of life, that was only a very short period of time. Things change but we are reluctant to change. That is why, when the economy went flat, we were trying to hold on to what we believe in, what we were groomed for and it wasn’t going to change.

This has happened in the past as well. If the people's concept hadn't changed, we would still have people who were building a horse and buggy.

 

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Jul 29, 2019

65 is Not the Right Time to RETIRE

The reality nowadays is that Baby Boomers have turned its back on the belief that 65 is the right time to retire. As a matter of fact, most of them want to work well into their 70s or their 80s or even yet, they might never retire. Baby boomers are born between 1946 and 1965. So, most of them are now in their 70s and the youngest would be 54. Boomers will definitely hold a lot of the most senior and best-paying jobs in the workplace. But some of them won't retire, simply because either they haven't saved up yet or are just not ready to hang it up.

 

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Jul 22, 2019

Social Security Then and Now

When they brought up Social Security, life expectancy for men was 58 and it was 62 for women. What they did is they made the Social Security retirement age at 65. If social security now was similar in concept to social security then, you wouldn’t even start receiving it til’ you’re 85. As what our co-host Kristen Edens said, we already know what’s happening with them, because they are considering to increase it to 70, 71 or 72. A lot of people are realizing that they can’t rely on those services, those things that our parents and grandparents relied on. That is why, in the last few years, there’s been this massive shift of, “I’m gonna take care of myself.” Not really fully relying on 401ks, pensions or Social Security. Today's episode will have some insights on Mike Drak's article about, Where did the idea of Retirement come from?
 
 

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Jul 15, 2019

This is the last episode of our 4-part series where we talk about the ConsumerReports.org article on, Real Pain Relief, Now! In our first episode, we have talked about How Pain Affects People. The second part talked about the Therapies that Ease Pain while the third episode dwells into the Different Pain Medications. Here on our last episode, we will discuss the alternative treatments for pain and why steroids and surgeries can help.

Self-Preservation

Pain is the body's mechanism to protect yourself from harm. It acts as a signal to our body that harm is about to happen to tissues in our bodies. It is well known to everybody and yet it is so compounded and subjective that it cannot be easily treated. There is also the emotional component when it comes to pain and that is called suffering.

 

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Jul 8, 2019

Medications Do Not Eliminate Pain Completely

There are different pain medications out on the market. Pain medications are drugs used to relieve discomfort related to an illness, an injury or surgery and it is a complex process. Kathe and Les are back in this episode to talk about the article Real Pain Relief, Now! There are different pain medications that provide relief by acting through a variety of mechanisms. When you are taking any kind of medication, you should start with the lowest dose possible. This is to alleviate your pain and not jump into a large dose. If you start with Ibuprofen for instance, which is usually 200mg per pill. The doctor will prescribe 800mg but you should start with the 200mg, if the 200mg does it, that’s what you should live with.

 

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Jul 1, 2019

How Can Sleep Help Your Pain?

In this 2nd episode of our 4-part series on pain, Les and I talk about an article on pain relief. Did you know that sleep also helps with dementia? When it comes to easing pain, It will depend on what the pain is. If the pain is caused by inflammation, it tends to go down as you sleep because your body is trying to heal itself. But there are other things that cause pain in your brain. For example, neuro pain. Your brain is running during the day on full but in sleep, your brain is resting so oftentimes the neuro pain also rest along with your brain. This is a combination of healing and calming your body when we’re talking about not skimping on sleep.

If you’re working while you’re sick your sickness is going to last longer. You’re going to feel horrible longer because you didn’t give yourself time to heal. That is why, in any case when it comes to chronic pain sleep is really important.

 

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Jun 24, 2019

Today's subject affects 20% of the US population because 1 of 5 adults experience pain. In our audience, it’s probably more than that because as you get older, it's more likely that you’re going to have pain. For the retirement years, this is also a good subject to talk about. My husband Les Briney is joining us for today's show as we discuss, how pain affects people.

Acute and Chronic Pain

As a result of Les’ cancer. He has pain that is semi-chronic. By the way, there are 2 types of pain, there’s acute pain and chronic pain. Acute is usually very sharp pains and they don’t last that long. Chronic pain lasts for more than 6 months. This is according to the definition by Cleveland Clinic.

Les has stage 4 advanced metastatic prostate cancer. Meaning his cancer has spread to several places in his body. But he seems to be doing ok yet feeling some pain. He has acute pain from time to time. When he went for his chemo he has a lot of pain. Mainly the pain was a nerve type as opposed to joint type. The pains are sharp and shooting that occurs on different parts of his body.

 

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Jun 17, 2019

In this last episode of our 4 part series, we talk about the article, Multigenerational Families Provide Benefits for Everyone. In the first episode, we talked about Families Living Under One Roof. The second delves into the Pros of Families Living Together. Also, while multigenerational living has its pros it also has its downside, which we discussed in the third episode.

Multigenerational living is one of the hottest trends in housing nowadays. Putting multiple generations under one roof could be a difficult task. However, if done with planning and open communication, it can be successful. A multigenerational household could be meaningful and happy for everyone involved. Anybody who is thinking about entering into this type of living arrangement should follow the tips below to make sure the transition is smooth and stress-free.

 

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Jun 10, 2019

It Can Be a Daunting Task

People who experience multigenerational homes know that it can sometimes have its downside. But it isn’t all that rare in our close-knit society. Where we often find 3 generations of families living under the same roof.

Sometimes, there comes a time that older adults make the decision to give up their home and move in with their adult children. They may not need complete care at all. But the deeper reason here is that they are unable to stay by themselves anymore. This results in a multigenerational household where seniors, their adult children, and young grandchildren are living together under one roof. It can be a daunting task but so can the benefits. And many families are making this thing work.
 

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Jun 3, 2019

Functional and Engaging

There are about 49 million families living together in the US. And most of them are in their 20s. From sharing chores to expenses and everything in between. This multigenerational lifestyle is proving to be functional and engaging for many Americans.

There are many upsides to multigenerational living. These days, it’s typical for both partners to work to make ends meet, which raises the issue of childcare. There’s also the problem of finance. Huge mortgages undoubtedly stretch family budgets and relationships.

 

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May 27, 2019

Is It Time to Rethink?

The multigenerational American family household or in other terms families living under one roof is staging a comeback. It's driven in part by different aspects such as economic stability and also a cultural side of the matter.

The idea that you grow up, go to college, or get a job and get married. Having this beautiful house in the suburbs with two kids is not the way it was in the US. In fact, that's a relatively new phenomenon from the 40s and 50s in that era. So what we think of is normal is kind of a short blip in the American cultural history. There was such a boom in the economy during that time and then with the recession and the rising house prices. It really does seem like that American dream style from that era is shifting a little bit. We're seeing that people are now more creative with their family living arrangements.

 

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May 20, 2019

In the first of four, we discussed how the aging brain affects how you think. The second of four in the series brought you Is your Memory Normal. In the 3rd of four, we’re talking about Alzheimer’s disease, and finally, in today's session, we’re going to talk about how to improve your memory.

Is it possible to increase brain power?

If you've ever found yourself forgetting where you left your keys or having problems with people's names or things, then you have probably wished that your memory was a bit better. Fortunately, there are plenty of things that you can do to help improve your memory.

So how will you increase brain power? Let’s dive straight into these easy ways to increase brain power significantly.

 

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May 13, 2019

Alzheimer's and how the disease progresses

A lot of older people forget someone’s name or misplace things from time to time. This kind of forgetfulness is normal. But, signs of a more serious problem are things such as forgetting how to get home or getting confused in places a person knows well or asking questions over and over. These are initial signs of Alzheimer's. Janet Rich Pittman and I are talking about an article on Alzheimer's and how the disease progresses. 

Alzheimer’s disease is the most common form of dementia. The disease progresses slowly and gradually and worsens over time. Eventually, it will affect most areas of your brain. Memory, thinking, judgment, language, problem-solving, personality and movement can all be affected by the disease.

 

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May 6, 2019

Memory loss may be a normal part of aging, but it may also be caused by dementia or treatable brain conditions. Getting the right diagnosis and care is important. This episode talks about WebMD's article on memory impairment.

Forgetfulness is a usual common thing and happens to most people, young or old, including memory champions. Distraction, stress, fatigue, depression, anxiety, absentmindedness, and many other factors may contribute. Luckily, most memory impairment problems are reversible. Temporary episodes of forgetfulness is not an indicator of Alzheimer’s or Dementia.

 

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Apr 30, 2019

This is another 4 part series of the Rock Your Retirement show. Today’s guest host, Janet Rich Pittman is ­­­­­­­­­­­­­­an expert on memory. So if you want to find a way to slow your brain's aging process, then you're going to love this episode. In the first of these four series, we will be discussing how thinking changes with aging. This came from the article on "How the Aging Brain Affects Thinking" of the National Institute of Aging.

Brain aging is inevitable to some extent, but not uniform; it affects everyone, or every brain, differently. Slowing down brain aging or stopping it altogether would be the ultimate elixir to achieve eternal youth. From remembering to planning, organizing and decision making, the brain is in control. As people age, though, cognitive changes typically occur; fortunately, they can be positive as well as negative.

 

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Apr 22, 2019

This is part 4 of this series. In the first episode, we talked about Bringing Old Americans Into the Mix. The next episode dwells into Why Older Men Should Lift Weights. Episode three was about 5 things that you need to do in order to make your retirement a good one. And in today's episode, we will be discussing the article, I’d Rather Die While I’m Living Than Live While I’m Dead. Because, even at an early stage in life, you need to rethink how your approach to life would be. Would it be for the better or the other way around?

Basically "Die While Your Living" means, I want to die while I'm doing something that I enjoy. My approach to life would be that I want to be out there living my life and not be sitting at home watching TV. Or as the author says putting up with that dreaded commute for a job you don't like, to earn money, to buy things that you don't need, or to impress people you don't like.

 

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Apr 15, 2019

This is part 3 of 4 in this series. In episode 1, we talked about the article Bringing Old Americans Back Into the Mix. Episode 2, was about Why Older Men Should Lift Weights. Today's episode will be about the article, 5 Steps to An Awesome Retirement by Costco. Rocky Lalvani, the host of the Richer Soul's podcast is back with us to be part of this episode about having an amazing retirement process.

The retirement process ought to be a happy time. You can set your own schedule, take long vacations, and start spending all the money you’ve been saving. Having a great life in retirement is not just about having enough money saved up. Like most anything worthwhile in life, it takes hard work, clarity, and dedication to make your retirement process look like what you imagined.

 

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Apr 8, 2019

Rocky Lalvani is back with us in this episode of Rock Your Retirement. This is part 2 of the 4 part series with Rocky and today we will be talking about why older men should lift weights. In this episode, we will share to you why it is important to lift weights even as you age.

When you are young just the thought of starting to lift weights is hard and it's even harder if you try to begin weightlifting at an older age. Though it's hard for elderly people to start weightlifting at this point in time, it is still necessary. And the truth is that building your muscles is more important than ever at this stage of life. Muscles tend to weaken with age, and this decline can eventually rob seniors of their active, independent lifestyles. Fortunately, you can reverse that trend with a few simple exercises. It's safe, it's effective, and it's never too late to start. Because you'll never know, you may even enjoy it.

 

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Apr 1, 2019

Welcome to another episode of Rock Your Retirement. My guest co-host for today is Rocky Lalvani. He will be co-hosting with me for the next 4 episodes. In the first of four, we’ll be discussing an article from the NY Times called Bringing Older Americans Back Into the Fold.

Some of you may know that I have recently moved to South Carolina and we have an episode that talks about it.

Reintegrating older adults back into the fold, kind of falls into what exactly is retirement. What does it mean to retire? And, do you really want to retire in a true sense of the word? You've made it to your 65th birthday and the world no longer seems friendly. You are preparing to leave your career job and it's more than adequate income and stay home forever. Unless you are wealthy or have invested well, you face a decline in your standard of living plus other radical lifestyle changes. What's more, your body has entered its final countdown. You feel depressed and overwhelmed. Instead of drifting into the unknown, you need to reestablish or reinstate yourself back into society.

 

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